Багатоцільова грошова допомога (БГД)
Програма багатоцільової грошової допомоги (ПБГД)

Програма багатоцільової грошової допомоги (MPCA – Multi-Purpose Cash Assistance) надає фінансову підтримку особам, постраждалим від кризи чи війни, зокрема вразливим верствам населення з низьким рівнем доходу. Це ефективний, швидкий, гнучкий та прозорий метод гуманітарного реагування, що забезпечує задоволення базових потреб. Грошова допомога гарантує людям свободу, гідність і незалежність у визначенні власного шляху до відновлення, водночас підтримуючи місцеву економіку через пожвавлення ринків.

Relevance of the Need

During the humanitarian crisis, Caritas responds to the immediate and urgent needs of the population by providing cash/voucher assistance to meet basic needs. In regions where a transition from the humanitarian phase to stabilization is possible, Caritas’ assistance is focused on restoring resilience for those affected and supporting the most vulnerable and socially disadvantaged segments of the population.

Among all forms of humanitarian aid, cash assistance is the most in-demand among beneficiaries because it:

  • Preserves people’s dignity and allows them to make independent decisions based on their urgent needs during difficult circumstances
  • Enables assistance in areas with limited access
  • Is one of the most effective, transparent, and economically viable forms of humanitarian response
  • Supports and activates local markets.

According to data from the Findings from Cash Assistance Post Distribution Monitoring Surveys in MENA 2022, 90% of beneficiaries prefer cash assistance.

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According to the National Bank of Ukraine, the country’s economy shrank by 30% in 2022, and the unemployment rate rose to nearly 26%. Due to ongoing hostilities in eastern and southern Ukraine, millions of Ukrainians were forced to leave their homes. At the same time, 54% of internally displaced persons (IDPs) rely on government payments as their primary source of income.

In 2024, the humanitarian situation remains alarming. Around 40% of Ukraine’s population (over 14.6 million people) requires humanitarian assistance. Of these, more than 3.3 million live in frontline communities in the east and south, and nearly 4 million are internally displaced persons. About 111,500 people, currently residing in collective centers, require special support.

The population of Ukraine — primarily the most vulnerable groups, such as women, children, the elderly, marginalized groups, and people with disabilities — continues to bear the brunt of the conflict. Nearly all households with a person with disabilities (96%) and the vast majority of households with elderly individuals (88%) report severe or extreme needs, particularly in healthcare and livelihoods (according to data from the UN Office for the Coordination of Humanitarian Affairs).

In response to identified needs, humanitarian organizations in Ukraine aim to assist 8.5 million people who are in acute need of assistance and protection, including 2.4 million IDPs, 1.6 million returnees, and 4.4 million residents who never left their homes.

Caritas Ukraine is one of the largest distributors of multi-purpose cash and voucher assistance in Ukraine among international organizations and the largest national organization. The amount of multi-purpose cash assistance provided since Russia’s full-scale invasion in February 2022 totals approximately USD 44 million.

Objective and Mission of the MPCA Program

The goal of the MPCA program is to provide multi-purpose cash assistance to individuals affected by the crisis/war, particularly vulnerable, low-income populations. It is an efficient and transparent method of humanitarian response, ensuring basic needs are met. Cash assistance gives people the freedom, dignity, and independence to determine their own recovery path and supports local economies by revitalizing local markets where beneficiaries live.

Working across all phases of crisis response and in collaboration with government structures and non-governmental organizations, the MPCA program aims to contribute to building a solid foundation for overcoming social challenges and promoting the sustainable development of vulnerable, low-income segments of Ukrainian society.

Uniqueness of the MPCA Program and Its Sustainable Impact

Multi-purpose cash assistance not only supports individuals but also creates long-term positive effects for local markets and communities. Since funds from donors abroad are given to residents of local communities and are subsequently spent within those communities, local economies benefit. Specifically, through factors such as:

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  • Increased purchasing power: People who receive cash assistance can spend it on local goods and services, boosting demand and stimulating the growth of small and medium-sized businesses.
  • Support for local producers: MPCA enables local residents to purchase locally produced goods, helping producers maintain and expand their businesses.
  • Job preservation: When demand for goods and services increases, local businesses can hire more workers or retain existing jobs, contributing to economic stability in the region.
  • Infrastructure development: Increased economic activity can stimulate the development of infrastructure such as roads, electricity, and other essential services, improving the quality of life in the region.
  • Development of the banking system in regions: To receive and distribute grant funds, local financial institutions must meet certain technical and organizational requirements. Thus, Caritas’ MPCA program stimulates the development of local banks.
  • Increased tax revenues for local and state budgets: The development of local producers and increased turnover in local markets stimulate tax contributions and the overall revitalization of the tax system.

Additionally, the ability to receive cash assistance for basic needs encourages local populations in frontline zones to rebuild their lives at home rather than seeking refuge abroad or in other regions of Ukraine — thus, the MPCA program contributes to stability and reduces internal migration.

For those who were forced to leave their homes and became IDPs, financial support facilitates integration into new communities.

Cash is food. Cash is water. Cash is hygiene Cash is a relief. Cash is safety. Cash is flexible Cash is best

Strategic Goals of Caritas within the Program

  • Improve social protection and support for the most vulnerable, low-income populations.
  • Provide timely and effective responses to urgent needs, giving people the ability to independently choose how to spend the resources they receive.
  • Enhance state social protection systems to not only respond to the consequences of crises but also to create sustainable and effective mechanisms for supporting vulnerable populations.
  • Promote the development of innovative approaches to social protection that take into account individual needs and community contexts.

Areas of Activity

Multi-purpose cash assistance is provided to beneficiaries without conditions for its use or the need for reporting, which is undoubtedly convenient for them. An important requirement for utilizing multi-purpose cash assistance is the presence of functional markets and the ability to withdraw cash or make payments by bank card.

 

Key parameters of MPCA:

  • The amount of assistance (cash grant) is UAH 3,600 per person per month.
  • Assistance is provided for a period of 3 months, either as a lump sum or monthly, bringing the total grant amount to UAH 10,800 per person.
  • The maximum number of cash grants per household is 4, meaning the maximum amount of cash assistance for one family is UAH 43,200.
  • Methods of funds distribution: transfer to a bank IBAN account or via Ukrposhta branches.
  • Registration methods: remote registration (allows for assisting the most vulnerable people in the most remote or dangerous areas).
  • Funds are credited to the beneficiary within 2 days after registration in cases of emergency response or within 1-2 weeks in other situations.

Another form of multi-purpose cash assistance is SMPCA (stabilization multi-purpose grant), which is aimed at restoring the resilience of affected individuals and supporting the most vulnerable, low-income, and socially disadvantaged populations.

This grant provides longer-term support (not 3 but 6 months) to allow households to stabilize in the medium term.

Payment format: UAH 3,600 per person monthly for 6 months or twice within half a year at UAH 10,800 per person.

Program Implementation Format

Stages of program implementation
Community Needs Assessment — identifying general needs, recognizing the most vulnerable and affected population categories, assessing the community’s ability to cope with the crisis, market access, and financial capabilities, gathering data for designing aid programs, and ensuring the effectiveness of humanitarian assistance.
Resource Mobilization — actively seeking funding sources (international organizations, funds, and grant programs), cooperating with Caritas Ukraine’s Resource Mobilization Department, and collaborating with other Caritas departments to develop and attract multi-sectoral projects.
Informing community members about the possibility of receiving cash grants and the timeframe for application submission.
Receiving applications from applicants through mobile teams, local Caritas offices, or remote registration of beneficiaries. Verifying applications for eligibility based on assistance criteria — evaluating beneficiaries’ circumstances and household vulnerabilities.
Grant approval based on an automated, efficient tool that selects the most vulnerable individuals, eliminating human bias.
Grant disbursement in the determined format, either through bank transfers to beneficiaries’ card accounts (the head of the household receives payments for all family members) or via Ukrposhta.
Monitoring of results — gathering and analyzing information about the project through random telephone surveys of beneficiaries one month after receiving cash assistance, as well as after 3 months (for emergency cash assistance, or ECA) and 6 months (for stabilization cash assistance, or SCA).

Methods of informing beneficiaries about participation in the program:

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  • Direct inquiries from citizens to local Caritas offices or the hotline
  • On-site information about the work of Caritas mobile outreach groups
  • Information from local authorities and other organizations familiar with Caritas activities, directing people in need to Caritas
  • Caritas information campaigns via the website, social media, and messaging apps
  • Word of mouth — sharing information among community members

Principles of Caritas Ukraine’s Cash Assistance

  • Needs-based approach — Cash/voucher assistance is provided based on an analysis of beneficiaries’ needs and priorities to ensure its relevance and effectiveness.
  • Respect for beneficiaries’ dignity — This is reflected in the involvement of beneficiaries in decision-making processes, encouraging their responsibility for their recovery, and providing them with the opportunity to choose options that best meet their individual circumstances.
  • Market analysis and support — Understanding local market dynamics and the potential impacts of cash interventions on markets. Supporting the local economy, strengthening market systems, avoiding negative market distortions, and promoting sustainability.
  • Protection and inclusion — Cash and voucher programs should not harm or exclude certain groups of people, prioritizing the safety and well-being of vulnerable groups.
  • Accountability and transparency — Ensuring transparency in decision-making processes and open communication with beneficiaries. Establishing mechanisms for feedback and accountability so that beneficiaries can express concerns, provide feedback, and hold aid providers accountable.
  • Coordination and cooperation — Coordinated efforts with relevant stakeholders, including local authorities and NGOs. Avoiding duplication of efforts, sharing information, and enhancing the impact of cash interventions.
  • Risk management — Identifying and mitigating risks related to cash and voucher assistance, including financial, security, and protection risks. Developing and implementing risk management strategies to ensure the safety and effectiveness of cash interventions.

What Has Been Achieved

Experience in providing MPCA since 2015
Since March 2022, activity has intensified due to the full-scale invasion.
During this time (March 2022 – August 2024), more than 20 projects with an MPCA component have been implemented with the involvement of 11 donors.

The following organizational processes have been established:

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  • Experienced teams at national and local Caritas offices across the country are ready to respond promptly.
  • Three types of beneficiary registration have been successfully processed: in-office at local Caritas offices, mobile registration by field teams, and remote registration (allowing for assistance to people in the most dangerous areas).
  • Successful coordination and cooperation with the Cash Working Group, HCT, CCD Perekhid, central government, local authorities, and international and national organizations have been established.
  • Methodologies and Standard Operating Procedures (SOPs) have been developed and refined.
  • Effective MEAL (Monitoring, Evaluation, Accountability, and Learning) systems and deduplication processes are in place.
  • Well-thought-out and successfully applied risk management practices are operational.

From January to August 2024:

  • Multi-purpose cash assistance was provided to 7,221 people for a total of nearly USD 22 million.
    • 28.5% of them were internally displaced persons (IDPs)
    • 11.7% were people with disabilities
    • 17.2% were people with serious illnesses
    • 26% were large families
    • 2.4% were pregnant women and mothers with children under the age of 3
    • 5.1% were elderly individuals living alone
    • 1.0% were single parents.

MEAL results — indicators of the effectiveness and quality of assistance provided, as well as its impact on beneficiaries:

  • Timeliness of assistance (how quickly aid was provided after the application or need arose) — 97.4%
  • Satisfaction with the registration process (how convenient and understandable the application process was) — 94.4%
  • Satisfaction with the form of assistance (convenience and accessibility of the chosen format) — 99.2%
  • Relevance of assistance (how well the aid matched the actual needs of beneficiaries) — 89.1%
  • Sufficiency of assistance (whether the aid was sufficient to meet the basic needs of beneficiaries) — 64.8%.

Top three basic needs for which MPCA was used:

  1. Food
  2. Medication or medical treatment
  3. Utilities or heating

Since 2022, Caritas has provided multi-purpose cash assistance to almost 233,000 people for a total of nearly USD 44 million.

Geographical Scope

MPCA project implementation is possible through any local Caritas office across the country, considering the experience, established methodologies, SOPs, and teams ready for rapid response.

As of September 2024, MPCA was provided in the following regions: Donetsk, Zaporizhzhia, Kharkiv, Sumy, Poltava, Dnipropetrovsk, Odesa, Mykolaiv, Kherson, Khmelnytskyi, Lviv, Ivano-Frankivsk, Ternopil, and Volyn.

Categories of Beneficiaries

  • Internally displaced persons (IDPs)
  • People living in frontline areas or areas affected by disaster
  • People who were forced to leave their homes and later returned to their permanent places of residence from abroad or other regions of the country
  • People affected by military aggression or disasters
  • People in transit
  • Socially vulnerable, disadvantaged populations

Among these categories, assistance is provided to the most vulnerable, low-income, and socially disadvantaged individuals who cannot meet their basic needs.

Our Partners

The following donors and organizations have been involved in implementing MPCA projects and multi-sectoral projects with a cash assistance component in 2022-2024:

  • Caritas Germany (German Federal Foreign Office)
  • Caritas Austria (Neighbors in Need)
  • Caritas Switzerland (Swiss Development Cooperation)
  • Caritas Czech Republic (Czech Republic Ministry of Foreign Affairs)
  • Caritas Poland
  • Catholic Relief Services
  • Ukraine Humanitarian Fund (United Nations Office for the Coordination of Humanitarian Affairs, OCHA)

Coordination with other Caritas Ukraine clusters, including WASH, FSLC, Health, Protection, Education, and Shelter, is also crucial.

  • Philip Morris International
  • CRS (Bureau of Humanitarian Assistance)
  • World Vision International
  • CORDAID

Caritas actively cooperates with the Cash Working Group, which unites various humanitarian organizations and agencies working with cash assistance to ensure systematic and coordinated aid, with a priority on avoiding duplication. Specifically, cooperation takes place at the local level with the Dnipro CWG coordination hub.

Areas Requiring Strengthening and Development

Currently, there is a negative trend in reduced funding for MPCA projects (USD 1.5 billion in 2022, USD 1 billion in 2023, and USD 600 million in 2024). Therefore, the following challenges are relevant:

  • Ensuring consistent funding for multi-purpose cash assistance (also in cooperation with livelihood modalities). The humanitarian crisis in the country continues, and the needs of the population affected by the war remain unmet across the country, especially in frontline regions of Ukraine.
  • Development and support of trained and experienced teams at local Caritas offices across the country that are continuously ready to respond quickly in humanitarian, stabilization, and development phases.

Beneficiary Stories

Assistance for the Tarasov family’s medical treatment under the Basic Needs project

The Tarasov family lives in the village of Rozliv, Volnovakha district. The eldest son, Valeriy, despite his own health issues, does everything he can to care for his bedridden mother and younger brother, who underwent a serious operation. Valeriy was forced to incur a significant debt to pay for his brother’s surgery.

During this challenging time, assistance from Caritas Volnovakha came at the right moment and was crucial. The family received funds for medical treatment and was able to purchase the necessary medications.

Starting a new life — help for internally displaced persons

Last spring, Mykola Oleksandrovych, 66, experienced the horrors of war firsthand. During enemy shelling, he and his family were forced to hide in a basement for a long time, where he sustained shrapnel injuries. He lost everything he had worked for throughout his life. His house was destroyed, and his large farm had to be abandoned.

Mykola and his family were forced to relocate to another village. They were in desperate need of money to meet even their most basic needs, including treatment, as he requires constant medication.

Thanks to Caritas’ assistance, the family received funds that enabled them to buy essential household items and clothing, as well as an additional cash grant for medical treatment, which helped Mykola improve his health.

 

Грошова допомога як запорука теплої зими

Лідія, мешканка Торецька Слов’янської громади — літня жінка, яка проживає сама. Завдяки отриманим коштам вона змогла придбати паливо для обігріву своєї оселі та погасити борги за комунальні послуги.

Контактна інформація
Василь Жгун — керівник програми MPCA (vzhhun@caritas.ua)

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